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Prosper ITI Ratio

Prosper - ITI Ratio

The following is an Investment To Income Ratio. In other words, this is a ratio of the dollar amount being produced by Prosper as an income divided by the total amount invested in Prosper in the form of loans. In this fashion, I can show the world (since I am obviously a lab rat for most) what kind of progress is happening in the Prosper forum without giving away any hard numbers.

Obviously, when the ratio reaches 1, I will have achieved as much in income as I have in investment funds. Likewise, when I reach 2, I will have attained twice the value, and so on. This chart will be updated on a monthly schedule.

So, here is the critical charting starting with the first month after the initial investment, which is when the first payments started.

Investment To Income Ratio

Investment divided into Net Income being interest without servicing fees.

YEAR-MO

ENTRY

2006-01

Prayer

2006-02

Heard about Prosper

2006-03

Research

2006-04

Registered

2006-05

First Loan

2006-06

0.005400

2006-07

0.016150

2006-08

0.026496

2006-09

0.035404

2006-10

0.042918

2006-11

0.051588

2006-12

0.063568

2007-01

0.064381

2007-02

0.072839

2007-03

0.084252

2007-04

0.094554

2007-05

0.074762

2007-06

0.084522

2007-07

0.097121

2007-08

0.118994

2007-09

Pending


–ByteMark